Medicare in Garland, TX

Medicare is a federal health insurance program primarily for individuals aged 65 and older, but it also covers certain younger people with disabilities and those with end-stage renal disease. The program is divided into different parts, each covering specific services:

• Medicare Part A helps cover inpatient hospital stays, care in a skilled nursing facility, hospice care and some home health care.

• Medicare Part B helps cover certain doctors’ services, outpatient care, medical supplies, and preventive services.

• Medicare Part C (Medicare Advantage) are plans offered by private companies that contract with Medicare to provide Part A and Part B benefits and often include additional benefits like vision, dental and prescription drug coverage.

• Medicare Part D helps provide prescription drug coverage.

Medicare Enrollment in Garland, TX

Residents of Garland, TX, have several options for enrolling in Medicare. Here are the key steps and considerations:

• Initial enrollment period—This is a seven-month period that begins three months before you turn 65, includes the month you turn 65, and ends three months after you turn 65.

• General enrollment period—If you miss your Initial Enrollment Period, you can sign up between January 1 and March 31 each year.

• Special enrollment period—You may qualify for this if you have a qualifying life event, such as losing employer coverage.

Medicare Supplement Insurance (Medigap)

Medigap policies are sold by private companies and may help cover costs not covered by Original Medicare, such as copayments, coinsurance and deductibles. In Garland, you can choose from several standardized Medigap plans.

Your agent can help determine whether adding a Medigap plan to Original Medicare may suit your situation.

Contact Us

Contact New Beginning Insurance today for guidance as you tailor Medicare coverage to meet your unique needs.